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When to buy Medigap insurance

When to buy Medigap insurance

The rise in Medigap premiums is outpacing Social Security's cost-of-living adjustment, and the disparity is likely to get worse in 2020.

Women in two-income households face greatest retirement risk

Women in two-income households face greatest retirement risk

Research finding contradicts conventional wisdom that single women face bleaker retirement prospects.

Social Security rules for nonworking spouses

Social Security rules for nonworking spouses

Workers must claim their own benefits to trigger spousal benefits for a mate.

Don’t be unnerved by estimates of retirement health-care costs

Don’t be unnerved by estimates of retirement health-care costs

Breaking up the numbers can replace the panic with planning.

Social Security has special rules for divorce

Social Security has special rules for divorce

Ex-spouses have more claiming options than married couples.

Divorce destroys finances of older Americans

Divorce destroys finances of older Americans

Even the very wealthy can find divorcing late in life financially draining, emotionally harrowing — and messy.

Why healthy people need to save more for retirement

Why healthy people need to save more for retirement

Living longer means paying more health-care costs in retirement.

Confusion over Medicare enrollment is a huge problem

Confusion over Medicare enrollment is a huge problem

Failing to enroll in Medicare at the right time can trigger costly consequences, both in terms of medical coverage and money.

How to suspend Social Security benefits

How to suspend Social Security benefits

The move can boost future benefits, but beware of unintended consequences.

Retirees lose $3.4 trillion by claiming Social Security too early

Retirees lose $3.4 trillion by claiming Social Security too early

A new study finds suboptimal timing costs $111,000 per household.

Target-date fund design may be wrong for retirees

Target-date fund design may be wrong for retirees

Researchers suggest the funds don't adequately hedge against sequence-of-returns risk in retirement.

Terminal diagnosis affects Social Security timing

Terminal diagnosis affects Social Security timing

Shortened life expectancy puts the focus on future survivor benefits.

Future retirees often overestimate Social Security benefits

Future retirees often overestimate Social Security benefits

Fewer than one in 10 older adults can identify all four of the factors that determine how much a person can receive in benefits.

New bill links 401(k) matches to student loan payments

New bill links 401(k) matches to student loan payments

Measure would allow companies to make contributions to retirement plans for employees paying down college debt.

Hints about Social Security COLA and Medicare premiums in 2020

Hints about Social Security COLA and Medicare premiums in 2020

Medicare premium hikes could wipe out the cost of living adjustment for some retirees — again!